16312 Cozy Cove Road, Charlotte, NC 28278

$2,750,000
6
BD
7
BA
6,218
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$2,750,000
Status
ACTIVE
MLS#
4321861
Price Change
▼ $200,000 1782803211
Days on Market
295
Year Built
2019
Levels
One and One Half
Bedrooms
6
Bathrooms
7
Half-baths
2
Full-baths
5
Living Area
6,218
Acres
1.01

Property Description

Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite. The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless. Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas. Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today.

Additional Information

Appliances
Dishwasher, Disposal, Electric Oven, Exhaust Hood, Gas Cooktop, Refrigerator, Tankless Water Heater, Wine Refrigerator
Interior Features
Attic Walk In, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
Cooling
Central Air, Heat Pump, Multi Units
Heating
Central, Heat Pump, Natural Gas
Floors
Carpet, Tile, Wood
Foundation
Basement
Roof
Architectural Shingle
Exterior Finish
Fiber Cement
Exterior Features
Fire Pit, Dock - Floating, Gas Grill, In-Ground Irrigation
Parking
Attached Garage, Garage Door Opener, Garage Faces Side, Garage Shop, Golf Cart Garage
Waterfront
Yes
Lot Water Features
Waterfront
Water
City
Sewer
Public Sewer
Elementary School
Unspecified
Middle School
Unspecified
High School
Unspecified

Listing courtesy of COMPASS. Robyn@RobynRiordan.com

“The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Real Estate Company nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing. © 2026 Carolina Multiple Listing Services, Inc.”

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks